It's easy to get tripped up by the first hurdle when you're thinking of buying a home. For your new home search a zero-down mortgage can free your funds. What is a zero-down mortgage you ask? It's a loan that covers the entire purchase price of the home.

There are two options for zero-down mortgages. VA Home loan don't require private mortgage insurance, and having low closing cost. VA loans the main requirement for the property is that selling price isn't higher than the appraisal. However the interest rate maybe higher than a conventional loan. USDA loans offer low interest rates for low to moderate income potential home-buyers. USDA loans have to be used on homes that are eligible in rural areas. USDA loans require a monthly payment that is between 0.5- 1 percent of that loan.

If you are interested in looking to buy a home in Angel Fire or maybe an Angel Fire condo for sale, just give us a call here at New Mexico Mountain Properties at 575-377-2626. Our experienced Angel Fire Realtors are here to assist you. We also have great Angel Fire land for sale, from small lots within Angel Fire Resort to larger acreage from 10-20 acre parcels to large ranches for sale near Angel Fire.

If you are looking to buy a Taos home or condo for sale in Taos we also have an office in Taos to serve your Taos Real Estate needs. Land for sale is also an excellent option for you to build the Taos home of your dreams. Call our Taos Real Estate Brokers at 575-758-5852 and we will be happy to assist you to find that perfect Taos property.