The Taos real estate market and the Angel Fire real estate market is in full swing here at the end of August. Folks from around the country are arriving to get out of the heat and humidity and jumping to the Taos real estate and Angel Fire real estate markets.

Record low interest rates are driving this Taos real estate and Angel Fire real estate search. And there are some real bargains out there.

Come check out Angel Fire real estate and Taos real estate in beautiful, cool, dry, northern New Mexico. Beat the heat, experience the cool-ture, and take advantage of these great market conditions conducive to making a great deal on Angel Fire real estate or Taos real estate.

Summer in Angel Fire and Taos, New Mexico is a fun-filled, thrilling adventure. From rafting the Rio Grande Gorge outside Taos to listening to professional music concerts in Angel Fire, the area can't be beat for nature and music, the arts, and more.

And since you're here anyway, why not look at Angel Fire real estate or Taos real estate? The market for Angel Fire real estate and Taos real estate is looking brighter. Sales are more brisk and prices are coming down, giving most people who look for real estate in Angel Fire and Taos a good shot at purchasing their special place.

Not only are prices coming down on Angel Fire real estate and Taos real estate, but interest rates are at all-time low levels, making the purchase of Angel Fire real estate or Taos real estate much more affordable.

Whether you'd like a piece of land to build your dream home under the wide open skies or a mountain-top chalet for skiing in and out, Angel Fire real estate and Taos real estate have what you want . . . your own piece of paradise.

Check out Angel Fire real estate and Taos real estate on your next vacation. And be sure to call us when you get here!

Taos and Angel Fire, New Mexico are still largely undiscovered. Although many folks from around the country have visited here, and bought Angel Fire and Taos real estate, there is still a huge group of people who think our beautiful area, is not in New Mexico, but Old Mexico! Go figure! That, I guess, speaks volumes about how secret and secluded Angel Fire and Taos real estate is.

The Angel Fire and Taos real estate markets seem to be weathering the real estate storm well. Angel Fire and Taos real estate sales in our area are off a bit, but compared to the rest of the country, we're doing darn well.

Now is the time to buy Angel Fire and Taos real estate. Mortgage rates are at near historic lows, sellers are budging a bit on prices, housing and land inventory is growing, and there are some real bargains out there.

And remember, this is the best time to visit Taos and Angel Fire. The sun is warm, the air is dry, and we get the most refreshing afternoon showers, cooling things off quite nicely, thank you. The weather couldn't be better for looking for that perfect piece of Angel Fire or Taos real estate. And the real estate climate couldn't be better, either. Come out and visit Taos and Angel Fire and let New Mexico Mountain Properties help you find your piece of paradise.

Having a home inspection as a contingency in a purchase agreement can not only provide you with a great knowledge about the home and how it functions, but can also be a crucial tool in negotiating the most equitable price for the home.

Most homes, even new homes, have at least one defect that can cost a home buyer a minimum of $500 to repair. Therefore, a home inspection by a qualified professional home inspector can be an excellent tool to encourage homes sellers to make repairs or make further adjustments to the price of the home as a result of conditions noted in the inspection report..

A professional home inspection done as part of the purchase agreement can minimize costly surprises down the road.

Here are a few tips to follow when engaging a home inspector: 1. Hire only a home inspector with a good reputation and credentials. Ask how long the company has been in business, ask about specific formal training and most importantly, ask if the inspector carries "Errors and Omissions" (E&O) insurance

2. Ask for a sample report – the quality of the inspection report will be important. A clear, concise report addressing all the various systems of the home will be taken more seriously by a home seller.

3. Additional inspections – most home inspectors will offer additional services such as mold. radon, and termite inspections – ask which ones he can do if problems are noted.

4. Accompany the inspector – if possible go along with the home inspector so that you can see first hand any problems and decide which issues you want to address prior to closing. He can also show you how to operate the various systems in the home and provide tips on how to improve energy efficiency and maintaining the home in general.

Our knowledgeable agents at New Mexico Mountain Properties are here to assist you in finding the right home inspector once you have found that Taos home or home in Angel Fire that you want to purchase. There are some great deals on the market in Taos Real Estate and real estate in Angel Fire so give us a call today to see if we can assist you .

Remember, you can access all Taos Real Estate and Angel Fire Real Estate listings through the "fast search" feature on our website. So go back to the home page and begin to search for that fabulous Taos home or Angel Fire home and give us a call!

Thanks for visiting my blog and hope to see you soon in the Land of Enchantment!

The short answer is that conservation easements began as an effort to keep natural or agricultural landscapes open and undeveloped. They are voluntary legal agreements between landowners and a land trust that allow landowners to determine the future of their land by giving up some or all of their development rights. Each conservation easement is individually tailored to the particular landowner.

The landowner still owns the land, and does not have to open the property up to public use. They can still sell the property or pass it down to heirs. The owner can even continue to ranch, farm, harvest a sustainable amount of timber, or even continue to build barns or home sites within reason. The restrictions the landowner places on the land at the time they enter in to the easement stay with the land forever, no matter who owns the land.

Another legal requirement is that the land should meet at least one of the following conservation purposes: protect natural wildlife habitat; preserve open space visible to the public or according to public policy; preserve a historically important land area or structure; or preserve land tfor use by the public for outdoor recreation or education.

The role of the land trust is to take on a public trust responsibility and to enforce the agreement. The land trust has the right to check on the property on a yearly basis, but stay out of the day-to-day affairs of the landowner.

Conservation easements also have a huge tax benefit. The tax benefit is even transferrable to a third party.

Give our agents at New Mexico Mountain Properties a call today to discuss how a conservation easement could make owning property in Taos or a ranch in Angel Fire affordable? !

Whether you are looking for a log home on mountain acreage or a horse property in Taos, a conservation easement may help make your dream of owning valuable Taos real estate or real estate in Angel Fire a reality.

Just a reminder that the Federal Homebuyer's Tax credit is set to expire on April 30th and it is unknown at this time if it will be extended.

So if you are looking to buy a home in Taos or Angel Fire and would like to take advantage of the $8000 for first time home buyers and $6,500 for qualified move-up/repeat home buyers, you must get it under contract by April 30th and it must close by June 30, 2010.

There are some great deals out there for Taos real estate and real estate in Angel Fire, so give us a call today and one of our knowledgeable agents at New Mexico Mountain Properties will be happy to assist you in finding a perfect Taos home or home in Angel Fire. It's not too late...call today!

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Many people are hearing that buying property through a "short sale" is a bargain way to buy real estate. Although it is true that "short sales" can be an excellent bargain, they can also be uncertain and frustrating.

A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan. It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower. Both parties consent to the short sale process, because it allows them to avoid forecloser, which involves hefty fees for the bank and poorer credit report outcomes for the borrowers.

However, buying a "short sale" property can take up to 4-6 months to get lender approval and up to 1 year to actually close. In addition, when you buy a short sale property or REO (bank owned property) you are generally buying the property "as is".

Unless you are a contractor or handyman or have had a home inspection on the property and know exactly what you are getting into, you may be getting into s property that will cost you more than you bargained for in repair costs. Often people who are faced with possible foreclosure or are unable to keep up with their payments also do not have the finacial ability to maintain their homes and the home is allowed to deteriorate.

When it comes to a "short sale" you must weigh the consequences of wiating for lender approval or buying in today's market and taking advantage if the tax credits, low interst rates, FHA loans, etc. While you wait....you may miss out on some great deals.

So why buy as "short sale" proeprty or an REO when you can purchase a ready to move into home in a great neighborhood for the same money?? Many sellers in today's market have lowered their prices and some even offer owner financing. This can be a great plus when faced with some of the more rigid lender requirements making it dificult to qualify for a loan in today's market. (see my blog on seller financing)

Give us a call today to see what great baragins are available in Taos real estate or homes for sale in Angel Fire. We are here to find you the best deals in Taos homes for sale or condos and homes for sale in Angel Fire.

However, if you have the time and the patience necessary to buy a "short sale" proeprty, we will be happy to assist you through the process.

This is a great time to buy Taos Real Estate or Real Estate in Angel Fire so give our agents at New Mexcio Mountain Properties a call today. With offices in Taos and in Angel Fire, we are here to serve all your real estate needs.

You may wonder if Now is a good time to sell your Taos home or home in Angel Fire. Below are 4 reasons why you may want to consider selling NOW! I have taken these from one of our professional real estate sites and they seem to make good sense.

"Selling a property in this tough market can seem like a challenge. Here are four factors that actually make this a good time to post a For-Sale sign.

• Sell low and buy low. Because all property values are down, the loss on the property a home owner sells is really only a paper loss because the next property he buys also will be a bargain. If he buys smartly, when prices come back up in a few years, he'll be in better shape.

• Down-payment help is widely available. While nothing-down loans have disappeared, it is easy to find down-payment assistance for lower-income and first-time home buyers. Programs vary all over the country, but one good way to find them is to search online for "down-payment assistance programs" and the name of your region.

• Your uncle has money to share. Besides the $8,000 first-time home buyer tax credit and the $6,500 move-up credit, there are an array of energy tax credits that can make home improvements pay off in cash.

• Good help is available. Really talented real estate practitioners, contractors, and designers are available and eager for business."

Yes, here at New Mexico Mountain Properties we have very talented real estate agents VERY EAGER to assist you in selling your Taos home or home in Angel Fire.

With offices in both Taos and Angel Fire we are here to serve you.

Now is the perfect time to sell your Taos real estate or real estate in Angel Fire so give us a call today.

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